We care at Funds National

The principles set up Fundsnational because they care & genuinely want to help people get back on track financially. Our goal is stop Australians paying high default rates and to provide a new positive financial future for our clients.

A bad credit record can seriously effect your life

Your bad credit report can result from any of the following:

• Disputed Telephone account
• Court judgement
• Unpaid Utilities bill
• Bankruptcy
• Cancelled credit card

Our Successes

• Problem. Vicki a single mum with 2 year-old twins, working in hospitality wanted to buy the house she was renting since separating from her husband. Even with $10,000.00 deposit the lender wasn’t comfortable with the number of enquiries on her credit file. Solution: Lenders disliked the property location & her separation. FundsNational found a financier in Paynesville. Result: Vicki obtained finance at a bank rate and settled within 3 weeks of submitting her loan application.

• Peter was paying off his $630,000 mortgage with Latrobe @ 9.10% & had never missed one payment, however could not provide taxation returns. He required further funds to payout a divorce settlement. Our team was able to refinance his mortgage with Latrobe having 3 dwellings on 1 title @7.04%. In addition Choice Debt Solutions were able reduced Peter’s credit card debt from 15,000.00 down to $8,000.00.

• Richard had a Bluestone loan obtained when rates were much higher and although he was completely up to date with his payments he was paying 11.25%. He also needed to free up some of the equity to invest in his expanding business. Fundsnational increased the loan by $50,000.00, remortgaged him at 6.96% and reduced his monthly repayments, (interest only for the first year), by $2,000.00.

Cannot produce financials?

Are you self-employed with a good income and assets, but unable to provide the financial statements or tax returns to apply through the normal bank channel?