Rates
Lo Doc Defaults under $2,000.00 8.10% p.a.
Std Lo Doc wi. arrears & defaults 10.09% p.a.
Are you in a steady job, paying p.a.y.g.?
Do you have a clear credit record or just minor arrears and paid defaults. We have helped many people, just like you, needing and new mortgage, debt consolidation and refinancing.
Behind on your credit card repayments?
Being behind on your credit card repayments usually means you are paying very high, default interest rates and late repayment fees.
Our Successes
Vicky's Story.
The problem. Vicki a single mum with 2 year-old twins on family tax benefits, working in hospitality wanted to buy the house she was renting since separating from her husband. Even with $10,000.00 deposit the lender wasn’t comfortable with the number of enquiries on her credit file.
Solution: Lenders disliked the property location & her separation. FundsNational found a financier in Paynesville & her mother gave her the deposit balance.
Result: Vicki obtained finance at a bank rate and settled within 3 weeks of submitting her loan application.
Peter's Story
Peter was paying off his $630,000 mortgage with Latrobe @9.10% & had never missed one payment, however could not provide taxation returns. He required further funds to payout a divorce settlement. Our team was able to refinance his mortgage with Latrobe having 3 dwellings on 1 title @7.04%. In addition Choice Debt Solutions were able reduced Peter’s credit card debt from 15,000.00 down to $8,000.00.
Richard's Story
Richard had a Bluestone loan obtained when rates were much higher and although he was completely up to date with his payments he was paying 11.25%. He also needed to free up some of the equity to invest in his expanding business. Fundsnational increased the loan by $50,000.00, remortgaged him at 6.96% and reduced his monthly repayments, (interest only for the first year), by $2,000.00.